Less than a single hour of your CPA's time.

FinXteam AI is invite-only at launch. Instead of a self-serve trial, you submit a short Request Access application and a founder reviews it — usually within 48 hours. Once approved, you get a workspace invite and a guided setup. There is no charge until you choose a plan after onboarding, and every plan is month-to-month with no long-term commitment.

We never lock you out mid-month. If you cross your limit, we email you with a recommendation to upgrade. You keep using FinXteam AI normally; the overage shows up as a one-line item on your next bill (or we apply a credit if you upgrade tiers within 7 days).

Yes. Upgrade and you pay the prorated difference immediately. Downgrade and the change kicks in at the end of your current billing period. Plans are month-to-month with no long-term commitment.

Yes — annual billing saves 20% on every plan. Pay once, lock in the rate. You can pay by credit card or invoice (NET-30 with PO support on Scale).

CPA seats are free additions to your plan that let your accountant access the CPA Portal. They get read-only access, review threads, and one-click tax-package export. Growth includes 3 seats; Scale is unlimited.

Yes. Firm plans bundle multiple client subscriptions at volume pricing and include a dedicated customer engineer, white-glove migration for every client, and staff training.

All major credit cards (Visa, Mastercard, Amex, Discover) through Stripe. Annual Scale plans can also be paid by invoice with NET-30 terms.

Your data stays accessible for 90 days post-cancellation in read-only mode so you can export everything you need. After 90 days we anonymize personal data; financial transaction history remains for the 7-year retention requirement if you reactivate later.