46 shipped capabilities

Every feature, one place.

Grouped by what you're trying to do — not by which menu we put it in. Every capability listed below is live in the product and powers one of the seven specialist agents.

Get the books right

Every transaction in the right account — without the data entry.

Connect your bank and your processors. The AI keeps the ledger clean and reconciled in real time.

8 capabilities

Bank sync

12,000+ US banks and credit cards. Read-only; we never see or store your credentials.

Payment processor ingestion

Stripe, Shopify, Square, PayPal, Amazon — payouts, refunds, fees, all reconciled per stream.

AI categorization

90%+ first-pass accuracy against your Chart of Accounts. Confidence-gated — auto above threshold, queued below.

Receipt OCR

Snap a photo; we extract vendor, date, amount, line items, and tax — and match it to the transaction.

Custom categorization rules

Train the AI by example. "Always categorize Notion as Software" becomes a permanent rule.

Continuous bank reconciliation

Matches statement lines to ledger entries the day they post. Month-end is 2 exceptions, not 200.

Reconciliation rule builder

Define matching rules in plain English. The engine codifies them and applies them forward.

Exception queue with AI reasoning

Every unmatched item shows why it didn't auto-clear — and what to do about it.

Stay compliant

Sales tax, income tax, 1099s — all on autopilot.

Real-time rates per jurisdiction, nexus exposure tracked live, quarterly estimates from real numbers, and a CPA-ready package at year-end.

8 capabilities

Real-time sales tax calc

Per-product, per-jurisdiction rates. Updated automatically as states change rules.

Nexus Watch

Live exposure tracking against $100K / 200-txn thresholds per state. Alerts before you trip.

AutoFile filing support

Pre-filled state returns, filed via the state API or portal on your approval. Confirmation receipts in your inbox.

Exemption Certificate library

Upload once; auto-subtract from taxable sales for that customer going forward.

Quarterly tax estimates

Federal + state, computed from live books every quarter. Never overpay safe-harbor again.

M-1 Book-to-Tax worksheet

Reconciles book net income → taxable income with every adjustment your CPA needs.

Deduction discovery

Mileage, home office, R&D, Section 179 — flagged through the year, not reconstructed in March.

1099 generation

Auto-generated and filed for contractors paid over $600. Issued by the IRS Jan 31 deadline.

Run with rigor

GAAP-grade accounting that closes itself.

Accruals, prepaids, depreciation, multi-entity consolidation, audit-grade history. The stuff investors and lenders look for.

8 capabilities

AI-proposed accruals

Pattern-detected timing entries with paired reversals. You approve; the agent posts.

Prepaid amortization

Schedule-driven recognition for annual subscriptions, insurance, retainers. Per-month entries auto-posted.

Deferred revenue recognition

Multi-period revenue recognition with proper timing for SaaS, contracts, and retainers.

Fixed asset register + depreciation

Capitalized assets with auto-depreciation (straight-line, double-declining, sum-of-digits).

Month-end close orchestrator

1-click close: closing entries, reconciliation, journal post. Audit trail attached.

Year-end close + book lock

Locks the year so no one can backdate. Full audit trail retained 7 years.

Consolidated statements

Multi-entity roll-up with intercompany elimination + FX translation. For holding-company structures.

Audit log

Every change to every entry, who made it, when, why. 7-year retention by default.

See what's happening

Live financials, forecasting, and risk — in one view.

Statements that rebuild on every transaction. Cash forecasts that read your upcoming bills. Insight cards that flag concerns before they bite.

9 capabilities

Live P&L (cash or accrual)

Toggle basis with one click. Drill into any line to see the underlying transactions.

Balance Sheet + Cash Flow Statement

Three core statements kept in lockstep with each other and your ledger.

Scheduled email exports

Weekly or monthly PDFs to your CPA, investors, or board. Set once; runs on cron.

30-day cash flow forecast

Daily balance projection that reads your recurring bills + historical receivables aging.

Runway projection

Months at current burn — and what changes if you cut a category or raise prices.

Revenue stream analytics

Per-stream MRR, one-time, refund rate, growth %, top customers, concentration risk.

Budget vs. actual

Monthly budgets with variance drill-down. Click a variance to see contributing transactions.

Insight cards

AI-surfaced trend reversals: "Margin dropped 4% in May" or "Q3 on pace to exceed forecast."

Risk findings

Anomaly detection: unusual transactions, fraud signals, compliance risk — with AI explanations.

Invoice and get paid

Quotes, invoices, recurring bills — the AR/AP that pays for itself.

Close the revenue loop and stop chasing payment. Bill capture closes the expense loop on the other side.

7 capabilities

Invoices with payment reminders

Draft → sent → paid lifecycle with email reminders 7 days / 1 day / day-of due date.

Quotes → invoice conversion

Send a quote; convert to invoice with one click when the customer signs.

Recurring invoice templates

For retainer customers and subscriptions. Set the cadence; invoices spawn automatically.

Bill capture with OCR

Upload a bill PDF or photo. OCR pulls vendor, due date, amount, and queues it for payment.

Recurring bill matcher

AI identifies recurring bills (rent, utilities, SaaS) and auto-matches payments with 90%+ confidence.

Bill payment reminders

Email + inbox notifications 5 days before due. Never miss a vendor payment again.

Customer + vendor directory

Unified contact graph across invoices, bills, and 1099s. With payment history and tax ID.

Work with humans

Your CPA. Your team. Your auditor. One workspace.

The CPA Portal extends your accountant into the AI workflow. Roles and permissions keep the data right-sized per person.

6 capabilities

CPA Portal

Read-only access for your accountant. Review threads on any transaction. One-click tax-package export.

Review threads

Inline conversations on transactions, proposals, or statements. Tag your CPA; they reply in the portal.

Member activity summary

For accountants serving multiple clients: a single dashboard showing where attention is needed.

Roles & permissions

Owner / employee / accountant / view-only — each with the right access and audit trail.

Notifications inbox

In-app, email, and push notifications for bill due dates, tax deadlines, risk alerts, approvals pending.

Audit pack export

Bound PDF with statements, GL, supporting receipts, and a full change log. For auditors or investors.

See all 46 in action.

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