Stop typing receipts. Start running your business.
The Bookkeeping Agent reads every transaction, classifies it, attaches the receipt, and only bothers you about the few it isn't sure of.
FinXteam prepares review-ready outputs — it does not replace a licensed CPA. You or your invited CPA approve all final books, filings, and decisions.
Unlocked on
Starter plan
Proof point
90%+ / first-pass categorization accuracy, typical in testing
Stripe
Sales revenue
Notion
Software
Whole Foods
Meals & ent.
AWS
Infrastructure
Lyft
Travel
The problem
You spend 8–12 hours a month dragging transactions into categories, hunting for receipts, and wondering if you got it right.
A US SMB owner spends an average of 8–12 hours a month on bookkeeping — most of it data entry. Drag this Stripe charge into "Software." Categorize that Uber as "Travel" or "Meals & entertainment." Hunt for the receipt for that $43 Home Depot run from three weeks ago.
Spreadsheet bookkeeping is fragile. One missed transaction throws off the P&L. One miscategorized expense costs you a deduction at tax time. And every miscategorization compounds — the AI accountant the IRS uses to flag returns notices statistical anomalies.
Hiring a part-time bookkeeper is the obvious fix, but $400–$800/mo is a hard pill for a sole prop. And even with a bookkeeper, you're still emailing receipts back and forth, answering "what is this charge?" all month.
How Bookkeeping solves it
Connect once. The Bookkeeping Agent reads every charge, classifies it against your Chart of Accounts, attaches the receipt, and only asks you about the few it isn't sure of.
The Bookkeeping Agent connects to your bank and your payment processors — Stripe, Shopify, Square, PayPal, Amazon, and more. Every charge syncs automatically. Every refund. Every fee. Every payout.
Each transaction runs through an AI categorizer trained on millions of US small-business transactions. It assigns the right Chart of Accounts code with high first-pass accuracy (90%+ is typical in testing) and a confidence score. High-confidence categorizations land in your books immediately. Anything below threshold lands in your review queue — usually 5–10 items a month.
Snap a photo of any paper receipt; OCR pulls vendor, date, line items, and tax. The receipt is stored and auto-matched to the transaction it belongs to. No more shoeboxes, no more "where's that receipt?" hunts at year-end.
What this agent ships
- 12,000+ US banks and credit cards, read-only
- Stripe, Shopify, Square, PayPal, Amazon import
- AI categorization with confidence gating
- Receipt OCR → auto-match to transaction
- Custom rules — learns from your corrections
Behind the scenes
The shipped tools powering Bookkeeping
Every capability below maps to working code in FinXteam AI's API. We don't ship vapor — if it's listed, it's live.
Bank sync
12,000+ US banks and credit cards. Read-only; we never see or store your credentials.
Multi-processor ingestion
Stripe / Shopify / Square / PayPal / Amazon, with per-stream reconciliation.
AI categorization
Confidence-scored per transaction; auto-applied above threshold, queued below.
Custom rules engine
Train the AI by example: "Always categorize Notion as Software."
Receipt OCR
Snap → extract → match → store. Best-in-class extraction accuracy.
Review queue
Surfaces only the few transactions the AI isn't sure of.
Ask FinXteam AI
Try saying something like this
Bookkeeping answers natural-language questions about your books. No SQL, no menus to hunt through.
“Why was this $4,200 Stripe charge categorized as "Software"?”
“Show me every uncategorized transaction from last week.”
“Recategorize all Uber rides this month as "Travel" instead of "Meals."”
“Find the receipt for the $1,840 Home Depot purchase on March 12.”
Inputs → Outputs
What goes in. What comes out.
Data inputs
- Bank account transactions
- Payment processor settlements
- Receipt images and PDFs
- Your historical categorization decisions
What it produces
- Categorized General Ledger entries
- Chart of Accounts coverage report
- Receipt → transaction match index
- Review queue with confidence scores
Pairs well with
Bookkeeping doesn't work alone
These agents hand off to each other. Their data flows continuously across the eight specialists.
Reconciliation
Books matched to bank activity daily, with exceptions routed for review.
Continuous bank reconciliation engine. Matches statement lines to ledger entries, surfaces only the exceptions.
- Continuous (daily) reconciliation, not month-end batch
- Rule builder for recurring matches
- Exception queue with AI-explained variances
P&L
Statements that stay continuously updated and ready for review.
Live P&L, Balance Sheet, and Cash Flow Statement. Cash or accrual basis. Consolidated across entities.
- P&L, Balance Sheet, Cash Flow — live, every day
- Cash ↔ Accrual basis toggle
- Consolidated statements across entities (with FX + intercompany elimination)
Put bookkeeping on autopilot.
Connect your bank in two minutes. Bookkeeping starts working immediately — and the other seven agents come along for the ride.